In a world of “save 15% or more” advertisements, people often buy into the idea that they really are saving X percent. The assumption is that the quote is comparing apples to apples, when in reality these ads can be misleading, because these insurance policies are often different than your existing plan.

Whether it be auto, homeowners, or any other insurance plan, it is important to know what coverages you need and what insurance policies you have. At Barrows, we believe in a very customer-centric approach. We believe that it is our responsibility to educate our customers on what coverages are best for their unique situations and help them to make informed decisions on protecting themselves.

In the event that you need to make a claim, you want to know that you are going to be covered and be compensated on the claim. Choosing the right coverages is key to making this happen.

At Barrows, our approach is rather straight forward. We look at your life situations, what coverages you need, how much coverage you need, and how much you feel is appropriate, based on how risk averse you are individually (because everyone is different). Then we make a recommendation and explain to you the coverages included with that recommendation.

In addition to having the right coverage when you purchase a policy, it is also important to update your policy as life changes. Perhaps you find out you are pregnant and you need additional health insurance or that your child is getting married and no longer needs to be on your auto policy. As our lives change, so does the context of our insurance policies. You may be paying for insurance that you no longer need.

If it has been 6 months to a year since you have discussed your coverages with your insurance agent or you aren’t sure in what areas you are covered, perhaps it is time to make the call. After all, having the right coverages can save you a lot of money.

Finally, we enjoy being a resource for our customers. At Barrows Insurance Agency, we take pride in providing value and making sure our customers are happy. If you have any questions about your policy and what coverages you have, don’t hesitate to call in and ask or send us a message.