RUN YOUR BUSINESS LIKE A BOSS, INSURE IT LIKE A PRO!

Shop owners who operate towing companies, garages, and auto repair shops are not only trusted to protect and possibly fix their customers’ vehicles, but also to keep the property safe while it’s in their control, including transport.

But as we all know, accidents happen anywhere. Therefore, garage liability is needed to help protect your customers’ property — and especially your business.

A garage liability policy is designed to cover bodily injury or property damage caused by an accident during garage business operations. Garage liability coverage is typically purchased by automobile dealerships and repair shops, among other businesses.

This insurance provides coverage for:

• Third-party injuries

• Property damage caused by equipment owned by the business

• Liability claims like discrimination and employee dishonesty

• Products manufactured or sold by the shop that cause damage to a customer’s vehicle

If a customer slips and falls on an oil spill at your shop, this coverage will help pay for any legal defense if they decide to sue and help pay for any medical bills the customer had due to the injury. It will also help pay for damages if a vehicle owned by the business causes a collision with another automobile or structure, damaging a third party's property.

Garage liability insurance isn’t just recommended for auto repair shops, but also for:

• Service stations

• Tow truck operators

• Auto body shops

• Detailing operations

• Auto glass installers

• Oil change and lube shops

• Vehicle painting and pin-striping operations

• Sound repair and installation shops

• Emissions testing sites

• Vehicle interior restoration shops

• Any business that uses valet services

The cost of a garage liability insurance package will depend on several factors, including:

• The annual revenue from your garage operations

• The limits you choose

• The deductible you opt for

• The coverage options you elect

Our insurance agents will review your needs and find the right Insurance policies for your business and make sure you have the best protection.  Call Barrows Insurance Agency, we understand what it takes to protect a business no matter how small or big it is.

Contact us for a free quote, we can review your current policy and make sure you have the right coverage that fits your business needs.